Calendar



' C D. GRATON CALENDAR Filed Feb. 28. 1923 2 Sheets-Sheet l gmtofz Mr/fief." j

Oct. 27,1925. 1,559,247

y c. D. GRATON z CALENDAR Filed Feb. 28. 1923 2 Sheets-Sheet -2 -E- ya??? OfaZ-- 'A JVame l MARS ,.1923 l www '..-M- w c# 9 @g Nvv M Patented Oct. 27, 1925. l

UNITED PArr.NT,I oFFlzc CLAUDE n. citeren, or NEWARK, NEW JERSEY.

To all whomz't may concern:

Beit knownthat I, CLAUDE D. GrrnvroN,

a citizenof the United States, residing atl Newark, in the county ofl EsseXlandState 'of Nen/Jersey, have invented certain new i The main purpose of my invention is to,`

encourage andY assist wage earners and salaried people in habits of thrift and systematic saving. Such vpeople are usually paid weekly or monthly. My invention would help lthese people tol deposit at regular intervals, apart of vtheir salary or wage. It also provides ka useful calendar for the depositor andi an inexpensive advertisement for,4 a bank, trust company, industriall life insurance company, building and loan associations and similar societies, corporations and companies interested in the systematic saving of small amounts atregular intervals.

Other objects of my invention will appear after a consideration of the specification and the accompanying drawings.

In the drawings:

Figure 1 is a plan view of one form of calendar employed by me in my savings plan, and n Figure 2 is a similar View of a modified form of calendar that may be equally as well employed in my savings plan.

Referring to the drawings, andparticularly to Figure l, there is shown a calendar of the monthly type, which embodies a cardboard back 5, formed with the usual opening ,6 at its upper end, and adapted to have the name of the bank or other savings institution printed thereon, preferably at 7. On the face ofthis back 5, there is secured in the well-known manner, the twelve monthly sheets of the calendar, which in this instance, are designated as a whole by the numeral 8.

Formed as an integral part of each of these monthly sheets are stubs or coupons 9. I have shown these monthly sheets as being provided with five of these stubs or coupons, yit being of course understood that this number may be increased or diminished so as to provide a stub or coupon for each day in CALENDAR. i

day.

Application led'February 28, 1923. Serialy No. 621,712.

the month, upon which payments are due. These stubs ory coupons are connected to each other as well as to the monthly sheets and through rows of perforations l0,`for facili` tating the easy detachment thereof.

It is preferable that the day upon which the payments fall due 'be Monday, and in accordance therewith, each of the ystubs or coupons are .provided with the dates of the Mondays in the particular month, it being noted that the vend coupon has the date of the first Monday thereon, the record coupon, the date of the record Monday, and so on. e

Each of these stubs .or coupons' 9 have printed on their faces, the name of the bank or savings institution father-ing the plan of systematic saving, together with the amount of money to be deposited with each stub or coupon, as well as an indicating character for the particular planbeing followed. vAt the space. 11 upon. thecalendar back 5, is the number vallotted 'to' ,the individual depositor following my systematic plan lof' In Figure, thereis shown a modified *i form of calendar that-is to be used in, a manner similar in all respects to the calendar shown in Figure l, this modification being in the form of the well-known memorandum or weekly-calendar. The same embodies a back 5', having the name of the bank or savings institution thereon. 8 designates the weekly sheets of this calendar, there being obviously, iifty-two of these sheets, and each having printed thereon, alongside the day of the week upon which the deposit is due, the words Deposit to- Each of these weekly sheets have integrally lformed upon the lower ends thereof, ordinary bank deposit slips 9', the same being secured to the calendar sheet through rows of performations 10. In lthis modification, the calendar back 5 is also to have thereon the number allotted to the depositpr, each of the said deposit slips 9 also bearing this number, as well as the date of the week upon which the payment fallsdue.

Briefly described the plan of systematic saving with which either one of these calendars are to be used is as follows My plan is to be known as the calendar clu and anyone desiring to join this clubl calendars shown in the views may be employed in conjunction with this plan, one of these calendars being given to each depositor, the number found upon the calendar being applied to an envelope or tile, together with the name and address of the particular member of the club. As each deposit is due, one of the stubs aredisconnected from the calendar sheets, these slips or coupons being then taken to the bank, together with the amount of money called for thereon, and are deposited, the slips being led away by the banking institution inthe said envelopes or iiles. The amounts so deposited are entered in members bank book. This book bears the same number as the envelope, calendar' and deposit siips aforesaid, and identifies such depositor as a member of the calendar club. The rules governing such club members are printed in saidbank book.

The club 'preferably runs for a year,the nature of the same being such however, as to permit one to `join the club any time within'the year, inthis instance, however, it is necessary that a certain number =of the deposit slips or coupons be removed from the calendar employed. As soon as 'the club year is up, the total amount deposited by each member of the club is ascertained through the number of deposit slips held by the bank as Well as by members deposit book.

Whenthe calendar club year or term,'as provided in the rules governing members is up, v the bank or other institution 'holding such members deposit agrees to pay to such member all, or any part of this deposit tov gether with such interest as may have been agreed upon in the beginning.

l do not wish to limit myself however, to any particular plan, as the same may be improved upon from time to time, the essence of my invention consisting alone of the calendar per se, and further, I do not Wish to limit myself to the exact formation of these calendars, as the same may be modified without departing from the spirit and scope of the invention as claimed.

Having'thus described my invention, nwhat l claim as new, and desire to secure by zLetters-Patent is A depositors reminder and deposit slip construction comprising a holder including cai-lend ar sheets and having van appropriately designated space thereon for the entrance of characters identifying the depositor with his deposits, a group of deposit slips mounted upon each calendar sheet, each of said slips representing a fractional part of the period of time Within Which-the deposits are to be made at intervals in relation to the period of time represented fby the respective calendar sheets, each slip being provided With a detachable section, upon Which the amount of the deposit may be indicated, and also having an appropriately designated space for the entranceof identification'oharacters correspondingto'each other, and the one Yon the holder.

iIn-testimony Whereof'I aiiiX my signature.

CLAUDE n. t-GRA'roiv 

